English Mutual formed a directly authorised mini-network, specialising in branded accountancy joint ventures and self-employed advisers. 

To provide regulatory support and advice during the rapid adviser growth English Mutual joins Simplybiz. In the same year English Mutual House was acquired as the Worcester HQ. 

Suzi Lane joins the senior leadership team in the Worcester office to support the continued adviser and joint venture growth strategy.

English Mutual form a charitable foundation to support medical and poverty-related charities.

English Mutual London City office launched and is led by Rob Jones. Cheltenham office is launched and is led by Mike Woods.

Sanlam UK Ltd acquire English Mutual to form the foundation of its advice offering in the UK.

Alex Morley becomes CEO of Sanlam Wealth Planning Ltd a restricted advice business and joins the Sanlam UK board. Suzi Lane and Mike Woods leave Sanlam Wealth Planning and form Bespoke-Advice Ltd as a Chartered Independent financial planning firm. Nick Scarrett joins Sanlam Wealth Planning board as Head of Distribution Compliance.

Alex Morley joins Gary Kershaw to assist Simplybiz Group with their retiring IFA membership strategy. Fintel Plc support the creation of Cardan financial group and the subsequent acquisition of Bespoke-Advice Ltd. The entire Bespoke-Advice team remain and relocate to English Mutual House. The CRM is replaced and known quality support staff are recruited.

Hines Associates, the leading international M&A consultancy and Fintel Plc each acquire 10% in Cardan Financial Group. Rob Jones joins Bepoke-Advice to lead the newly formed London Office.

Cardan acquires a number of the existing self-employed advisers' books as they retire from Bespoke-Advice – all clients are transferred to the employed advisory team and continue to receive Independent advice. Bepsoke-Advice is awarded B-Corp status and reaches £500m of AUM. Adviser numbers reach 17.

Soderberg & Partners acquires 30% of Cardan Financial Group, replacing Fintel Plc and Hines Associates to become the minority shareholder. Supportive of the growth strategy and independent offering, Soderberg provides Cardan with access to growth capital and leading technology support. Mike Woods retires and hands all clients over to the employed team.

Cardan acquires 100% of PFP, the existing team remains, and the business is further developed from the solid foundations already place. Nick Scarrett joins and assumes Senior management responsibilities for Premier Financial Planning.

The first IFA Joint Venture is formed with a senior, local and well-respected team. Our Taunton office opens, and Karolina Olsanka joins to lead change and manage our operating environment.

Bespoke-Advice wins multiple awards for its work with apprentices, team wellbeing and sustainability

New site and logo are launched to better reflect the character and ethos of the business.

Cardan invest in Aretian Wealth Management a high-end fee-based Chartered
firm with strong historical links to the Cardan team. Subject to regulatory
authorisation.